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Mortgage Lenders Temple, TX

Your Trusted Mortgage Partner in Temple, TX

At Herring Bank, we proudly provide a wide range of mortgage options to meet the needs of homebuyers in Temple, Texas. Whether you’re purchasing your first home, refinancing an existing loan, or exploring VA loan benefits, we tailor our lending programs to fit your financial goals and lifestyle. From FHA and USDA loans to VA and conventional options, we’re here to help you find the perfect solution for your home financing journey.

Our experienced team is dedicated to making the mortgage process seamless and stress-free. We offer personalized guidance and support at every stage, ensuring you feel confident in your decisions. With competitive rates, flexible terms, and low down payment options, we aim to make homeownership in Temple a reality for buyers from all walks of life.

With over 125 years of service, Herring Bank has earned a reputation for reliability and trust. Our skilled mortgage specialists work closely with clients to simplify the process and provide customized solutions for both first-time buyers and seasoned homeowners. We prioritize clarity and efficiency, so you can focus on your home-buying journey with ease.

Start Your Homeownership Journey in Temple, TX

Reach out to Herring Bank today to connect with one of our local mortgage experts. Whether you’re searching for a new home, planning to refinance, or exploring loan options, we’re ready to guide you every step of the way. With a deep understanding of the Temple real estate market, we’re here to make your home-buying experience smooth and successful.

Why Choose Herring Bank for Your Temple Mortgage?

  • Tailored Loan Options: Choose from FHA, USDA, VA, and conventional loans designed to suit your unique needs.
  • Competitive Rates: Take advantage of competitive interest rates and flexible loan terms to fit your budget.
  • Expert Advice: Work with knowledgeable loan officers who understand the Temple housing market and are committed to your success.
  • Proven Experience: With over 125 years of service, we’ve helped countless buyers achieve their homeownership goals.

Simplifying the Mortgage Process in Temple, TX

We make getting a mortgage easy with a clear and straightforward approach:

  1. Initial Consultation: Sit down with our team to discuss your financial situation and homeownership objectives.
  2. Explore Loan Programs: We’ll evaluate various options, such as FHA, USDA, VA, and conventional loans, to find the best fit for you.
  3. Document Submission: Provide essential financial documents to support your application.
  4. Pre-Approval: Get pre-approved and start your home search with confidence.
  5. Home Shopping: Use your pre-approval to find a home within your budget and make informed offers.
  6. Appraisals and Underwriting: We manage the appraisal and underwriting process to ensure all requirements are met.
  7. Closing Assistance: We’ll guide you through closing costs and ensure a smooth, transparent transaction.
  8. Final Steps: Once approved, we finalize the loan and help you close on your new home.

Ready to Get Started?

Contact Herring Bank today and let us help you make your dream of owning a home in Temple a reality. Our team is here to provide expert guidance, personalized service, and exceptional support every step of the way!

Don’t wonder what’s best. Ask us!
We’ve been helping clients find their perfect home loan for 125 years.

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Call us at

1-214-225-3166

Home Loan Options in Temple, TX

As your trusted mortgage lender in Temple, Herring Bank provides a wide range of loan programs designed to meet various financial needs and goals. Whether you’re purchasing your first home or refinancing your current mortgage, our flexible options are crafted to fit your budget and long-term plans. We are dedicated to ensuring a smooth and stress-free homeownership experience, offering personalized guidance and competitive loan terms tailored to your unique situation.

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Temple New Home Loans

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Temple Conventional Mortgage

Our conventional mortgages in Temple are an excellent choice for borrowers with strong credit and stable financial foundations. With competitive rates, low fees, and flexible terms, these loans are ideal for first-time buyers and those looking to upgrade to a larger home. We’re dedicated to making homeownership more accessible across the Temple community.

Temple-Texas-FHA-Loans

Temple FHA Home Loans

Our FHA home loans in Temple are perfect for first-time buyers and those with less-than-perfect credit, offering an affordable path to homeownership. With lower down payment requirements and flexible credit terms, these loans make the approval process simpler. Backed by the Federal Housing Administration, we provide personalized support every step of the way, helping you achieve your dream of owning a home in Temple.

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Temple VA Loans

For veterans, active-duty service members, and military families, our VA loans in Temple offer exceptional benefits to make homeownership more accessible. With no down payment and no requirement for PMI (Private Mortgage Insurance), these loans provide significant savings. At Herring Bank, we are honored to support veterans and their families in Temple by offering VA loans with personalized guidance at every step, helping them achieve their homeownership dreams.
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Temple USDA Home Loans

If you’re planning to buy rural property near the Temple area, our USDA loans provide a fantastic opportunity to make homeownership more attainable. With zero down payment options, these loans minimize upfront costs and offer flexible terms to fit various financial situations. Perfect for low- to moderate-income buyers, USDA loans create an affordable pathway to owning a home in the Temple region.

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Temple Mortgage Refinance

Looking to lower your monthly payments or access your home’s equity? Herring Bank offers mortgage refinancing solutions in Temple designed to help you save with lower interest rates and transition to a stable fixed-rate loan. Our knowledgeable team will guide you through the process, providing tailored options that align with your financial goals. Let us assist you in securing the best refinancing deal for a brighter financial future.

Request a call back from one of our Temple Mortgage Professionals

Thinking of buying a new home in Oklahoma? No matter where you are, our Oklahoma home loan experts are ready to assist. As a direct mortgage lender, we can close loans across the entire state. Enjoy low rates, low fees, and exceptional customer service from your trusted local Oklahoma mortgage lender.

Oklahoma Lending Areas

Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Lawton, Moore, Midwest City, Enid, Stillwater, Owasso, Bartlesville, Muskogee, Shawnee, Bixby, Jenks, Yukon, Ardmore, Mustang, Ponca City, Duncan, Sapulpa, Del City, Durant, Claremore, Bethany, Sand Springs, El Reno, Altus, McAlester, Tahlequah, Chickasha, Ada, Newcastle, Glenpool, Miami, Choctaw, Guymon, Weatherford, Woodward, Guthrie, Okmulgee, Elk City, Coweta, Warr Acres, Blanchard, Collinsville, Pryor Creek.

Thinking of Buying or Financing a Hotel in Texas? We’re Here to Help!

No matter where you are in Texas, our hospitality lending experts are ready to assist you. As a trusted lender specializing in hotel and hospitality financing, we provide tailored loan solutions for hotel owners, developers, and operators across the entire state. Whether you’re looking to acquire a new propertyrefinance an existing hotel, or fund a major renovation, we offer competitive rates, low fees, and exceptional customer service. Let us help you achieve your hospitality business goals with financing designed for Texas’s vibrant market.

Texas Hospitality Lending Areas

We serve hotel owners and developers in cities and regions across Texas, including:

  • Major Metro Areas: Dallas, Houston, Austin, San Antonio, Fort Worth
  • Growing Markets: El Paso, Arlington, Corpus Christi, Plano, Lubbock
  • Tourist Destinations: Galveston, South Padre Island, Fredericksburg, New Braunfels
  • Emerging Markets: McKinney, Frisco, Round Rock, Killeen, Waco, Amarillo, College Station, Midland, Odessa, Beaumont, Tyler, Abilene, Denton, Lewisville, Sugar Land, The Woodlands

Why Choose Us for Your Texas Hotel Loan?

  1. Local Expertise: We understand the unique opportunities and challenges of the Texas hospitality market.
  2. Tailored Solutions: From SBA 504 loans to CMBS financingconstruction loanshotel refinancing, and franchise financing, we have the right product for your needs.
    • SBA 504 Loans: Partner with Herring Bank for split financing (Bank + Borrower + SBA).
    • CMBS Financing: Ideal for stabilized properties.
    • Construction Loans: Fund new builds or renovations with variable rates, then refinance with a construction take-out loan.
    • Hotel Refinancing: Lower your rates, improve cash flow, or access equity.
    • Franchise Financing: Designed for franchise hotels like Marriott, Hilton, and more.
  3. Fast and Reliable Service: As a direct lender, we offer quick approvals and seamless closings.
  4. Competitive Rates: Enjoy low rates and transparent terms designed to help your business thrive.

Whether you’re financing a boutique hotel in Austin, a resort in Galveston, or a franchise property in Dallas, we’re here to help you every step of the way. Contact us today to get started on your Texas hospitality loan!

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