Why Choose Herring Bank for Your Fort Worth VA Loan?

Herring Bank’s VA loan team understands Fort Worth’s unique market, from historic Fairmount bungalows to new builds in Alliance. As a direct lender, we offer in-house underwriting for faster approvals (average 28-day closing) and work with VA-specific appraisers familiar with Tarrant County’s requirements. Our focus on military benefits ensures you maximize BAH income and Texas property tax exemptions.

Fort Worth VA Loan Benefits for Veterans

Texas veterans in Fort Worth qualify for VA loans with 0 down and no private mortgage insurance (PMI). Disabled veterans may also receive up to 100% property tax relief under Texas Tax Code Section 11.22. Herring Bank guides you through eligibility for these benefits, whether you’re buying in Westworth Village or refinancing in River Oaks.

VA Loans Near NAS Fort Worth Joint Reserve Base

Active-duty personnel stationed at NAS Fort Worth JRB can finance homes in military-friendly neighborhoods like White Settlement and Westworth Village, where median prices range from $50,000to$600,000. Herring Bank accommodates deployment timelines, allowing remote closings via power of attorney and fast-tracking pre-approvals for PCS relocations.

2025 Fort Worth Housing Market for VA Buyers

According to Tarrant County Appraisal District data, Fort Worth’s median home price is $301,620, with homes averaging 32 days on market. Popular areas for VA buyers include:

• Alliance: New constructions near major employers, priced $280,000–$700,000.

• Fairmount: Historic homes eligible for VA renovation loans, starting at $250,000.

• TCU-West Cliff: Family-oriented neighborhoods with top schools, $350,000–$900,000.

Fort Worth VA Loan Process

1. Certificate of Eligibility (COE): We request your COE within 24 hours.

2. Pre-Approval: Call 1-214-225-3166 for a pre-approval letter.

3. Appraisal: VA-approved inspectors assess Fort Worth properties.

4. Closing: Sign in person or remotely, with most loans closing in 28 days.

Refinance Your Fort Worth VA Loan

Existing VA homeowners in Fort Worth can lower rates with an IRRRL (Interest Rate Reduction Refinance Loan), requiring no appraisal or income verification. Cash-out refinancing is also available, allowing you to borrow up to 90% of your home’s value for renovations or debt consolidation.

Fort Worth VA Loan FAQs

What credit score is needed for a VA loan in Fort Worth?
Herring Bank works with eligible veterans with credit scores as low as 580.

Can I use a VA loan for a duplex in Fort Worth?
Yes. VA loans cover 1-4 unit properties if you occupy one unit.

Are closing costs higher in Fort Worth?
VA loans cap lender fees, and sellers often cover up to 4% of closing costs in Tarrant County.

Local Fort Worth VA Loan Support

Contact Herring Bank’s VA team at 1-214-225-3166 for:

• Free pre-approvals tailored to Fort Worth’s market.

• Expertise in NAS Fort Worth JRB relocations.

• Bilingual assistance (English/Spanish).