All of our checking accounts include:


– Debit card
– First order of checks
– Online banking
– Online bill payment

Checking & Savings Personal banking online banking from anywhere

How to get a personal checking account:

You must apply in person to create your personal checking account.

When starting a checking account, you will need:

– 2 forms of identification
– $100 to open a checking account

Checking & Savings getting a personal checking account setup

All of our personal savings accounts include:

Features and benefits

Direct deposit
Online banking
Mobile banking
Mobile deposit

Text banking
Transaction notification
Bill pay

POP money
Auto balance transfers
CD Advantage Rate

Our personal savings account options:

Ways to get ahold of the personal banking dept.
Checking & Savings call icon

Call us directly


Checking & Savings schedule calendar icon

Schedule an appointment

Visit us in person

Checking & Savings map location icon

Find a local branch near you

Locate a branch

Frequently asked questions

You might be wondering about…

Who can I contact if I have a question or need help?

Please call us at 866-348-3435 and an experienced representative will be happy to assist you.

Is there a minimum amount needed to start an account?

Yes, $100 for consumer accounts and $500 for business accounts.

What are the overdraft fees?

Up to $25 per returned or insufficient item.

What safeguards are in place for COVID19?

All branch location lobbies are currently open. In order to do our part in protecting our customers as well as our employees, Herring Bank is encouraging the use of masks when entering our lobbies. As always, our drive-thrus have extended hours to serve those customers wishing to social distance.

Avoid the mistakes most people make and come out ahead.

Helpful resources to get more out of your every day finances