Buying a home is a big part of the American Dream. With a little planning, you can save up enough to afford a home that’s just right for you without paying too much in interest over the life of your mortgage.Start preparing for your mortgage now with these tips.
Understand your credit. If you need to make any changes to improve your credit score, now is the time.
Use a mortgage calculator like the one on this site to estimate how much you will need to save for a downpayment.
Set savings goals for your down payment. Start with a monthly budget.
Create two separate lists of features you need in a home vs. features you want in a home.
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“Herring Bank staff and James Hanson in particular was a great group to work with; competent, personable, available, and very helpful. I recommend them and will refer anyone looking into a mortgage to work with them.” — By: JCTexas (Plano, TX)
If you need someone to work for you and make your home dreams come true then CALL Herring Bank. I worked with Jason a Senior Mortgage Loan Officer and he was very helpful even when issues came up he would walk me through the process and always went the extra mile to make my home buying was a pleasant experience … at Herring Bank they worked with me and I felt like they wanted me to have this home and went the extra mile.
Clay (Oklahoma City)
I was amazed with the superior customer service I had recieved at first I was not sure about doing business this way over the phone not face to face but I haved to say that it was one of the best experiences I have had in my life. James made the transaction seem as if he was sitting next to me and even answered my call on his cell at crazy hours everytime I had a question or just needed advise WOW I am now in our new home and what a great rate and overall the relastionship will last a lifetime THANK YOU THANK YOU
We recently purchased a new home, and with the help of Joe Wilson at Herring bank, the mortgage process was really easy. He was very attuned to what we worked best for us and offered any assistance needed. His knowledge and ability to answer all our questions was very comforting and made the process very clear. His communication was outstanding and his overall demeanor was exceptional! We would highly recommend reaching out to Joe Wilson at Herring Bank if you are looking for a mortgage!
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