VA Home Loans & Banking Solutions

Herring Bank is Garland’s trusted partner for flexible mortgage solutions, specializing in VA Home Loans, FHA loans tailored to North Texas’ growing communities. With over 125 years of local expertise, we simplify homebuying for Garland families, veterans, and first-time buyers, offering competitive rates, fast in-house approvals (as few as 28 days), and personalized guidance for neighborhoods like Firewheel and Duck Creek. Whether you’re purchasing a home near Lake Ray Hubbard or refinancing in East Garland, our team at 1-214-225-3166 ensures seamless service rooted in Dallas County’s community values.

About Garland, Texas

Garland, Texas, is a thriving suburb of Dallas known for its family-friendly neighborhoods, bustling arts scene, and proximity to major employers like Raytheon Technologies. With a population of over 240,000, Garland offers affordable housing near attractions like the Granville Arts Center and the sprawling Firewheel Town Center. Herring Bank supports Garland homebuyers with mortgage solutions tailored to the city’s diverse real estate market.

Average Home Prices in Garland

As of 2024, Garland’s median home price is $298,423, while luxury properties near Lake Ray Hubbard can exceed $600,000. Herring Bank helps buyers compete with flexible loan programs and same-day pre-approvals.

Veteran Benefits in Texas

Garland veterans qualify for Texas-specific perks like property tax exemptions and VA cash-out refinancing up to 100% LTV. Herring Bank streamlines VA Home Loans for Garland’s military community, offering $0 down payments, no PMI, and closings in 28 days or less.

Garland Neighborhoods and Surrounding Areas

From the master-planned Firewheel community to historic Downtown Garland, the city caters to all lifestyles. Herring Bank provides tailored mortgage advice for areas like South Garland’s affordable suburbs and North Garland’s newer developments.

Military in Garland

Garland’s proximity to Naval Air Station Joint Reserve Base Fort Worth and the Dallas VA Medical Center makes it ideal for military families. Herring Bank’s VA loan experts accommodate unique pay structures, including BAH income and deployment timelines.

Local Universities in Garland

Garland residents benefit from nearby institutions like Richland College and UT Dallas. Herring Bank offers specialized loans for educators and staff, including low-down-payment options for first-time buyers near campus hubs.

VA Home Loans in Garland with Herring Bank

Herring Bank is a Garland VA lender, offering $0 down, no PMI, and fast approvals. Call 1-214-225-3166 to start your application.

Branches Located in Texas

Visit Herring Bank’s call 1-214-225-3166 for bilingual service in English and Spanish. We specialize in VA, FHA, and jumbo loans for Dallas County homebuyers.

Quick Links to Other VA City Pages

VA Loan Education

Explore Herring Bank’s First-Time Homebuyer Guide and Credit Score Tips to prepare for Garland’s competitive market.

Serving Texans for over 125 Years

With deep roots in Texas since 1899, Herring Bank has funded thousands of mortgages in Garland, earning accolades for transparency and veteran-focused service.

VA Loans & Other Loan Types

  • VA Loans: $0 down for veterans.

  • FHA Loans: 3.5% down with credit scores as low as 580.

  • Jumbo Loans: Finance luxury homes up to $1.5 million.

VA Lending Locations

Texas VA Loans, Laredo TX, Wichita Falls TX, Garland TX, San Antonio TX, Corpus Christi TX, Houston TX, Fort Worth TX, Dallas TX, El Paso TX

Colorado, Colorado Springs CO

VA Lending Resources

https://www.herringbank.com/learn/how-to-get-a-va-loan-in-texas/

https://www.herringbank.com/learn/va-loans-in-fort-worth/