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Mortgage Services2024-03-15T18:40:14-06:00
Herring Bank Mortgage customer William
Get a mortgage from a team you can trust

Trusted for over a 100+ years

You can get a home loan anywhere today. It’s nice to get a loan from someone local, who cares about you, knows who you are, and lives in your community.

Herring Bank Mortgage Customer William
What do you get when you get a mortgage with us?

You get more than just a mortgage

Whether you’re just starting your home buying journey, or are ready to put an offer on the table, our dedicated team of loan officers is here to help.

The loan application process

What it takes to get started

Herring Bank mortgage customer Graham

Today’s Rates

Here’s a breakdown of today’s rates. If you’re curious how these rates would affect your mortgage or refinancing, you can use one of our calculators.

30-year fixed conventional
15-year fixed conventional
30-year fixed FHA
30-year fixed VA
First time home buyer’s guide

Buying your first home can be OVERWHELMING

There’s so much to know, and how do you know what you don’t know?

We’ve been helping first time homebuyers for decades! So we put a guide together to help you out.

Home buyer's guide chapter 1 illustration

Chapter 1 – Before you start looking

Are the you ready to take out your first mortgage? Is buying or renting the smarter financial decision?

Learn how to prepare and start saving to buy a home, what the home buying process looks like, everything you should know about realtors, and more…

Home buyer's guide chapter 2 illustration

Chapter 2 – From shopping to closing

Do you know what you should do when you’ve found THE house? Increase your odds of getting your offer accepted.

See how to make an offer on a house, why and how you should include a buyer’s offer letter, and most importantly how to be prepared for closing day.

Home buyer's guide chapter 3 illustration

Chapter 3 – What you need to know about mortgages

What does it mean to be pre-approved or pre-qualified? How does your credit score affect your home loan interest rate?

Choosing the best mortgage loan for you can be tricky. Here’s what you need to know and a checklist to keep things organized.

Thinking of buying a new home in Oklahoma? No matter where you are, our Oklahoma home loan experts are ready to assist. As a direct mortgage lender, we can close loans across the entire state. Enjoy low rates, low fees, and exceptional customer service from your trusted local Oklahoma mortgage lender.

Oklahoma Lending Areas

Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Lawton, Moore, Midwest City, Enid, Stillwater, Owasso, Bartlesville, Muskogee, Shawnee, Bixby, Jenks, Yukon, Ardmore, Mustang, Ponca City, Duncan, Sapulpa, Del City, Durant, Claremore, Bethany, Sand Springs, El Reno, Altus, McAlester, Tahlequah, Chickasha, Ada, Newcastle, Glenpool, Miami, Choctaw, Guymon, Weatherford, Woodward, Guthrie, Okmulgee, Elk City, Coweta, Warr Acres, Blanchard, Collinsville, Pryor Creek.

Thinking of Buying or Financing a Hotel in Texas? We’re Here to Help!

No matter where you are in Texas, our hospitality lending experts are ready to assist you. As a trusted lender specializing in hotel and hospitality financing, we provide tailored loan solutions for hotel owners, developers, and operators across the entire state. Whether you’re looking to acquire a new propertyrefinance an existing hotel, or fund a major renovation, we offer competitive rates, low fees, and exceptional customer service. Let us help you achieve your hospitality business goals with financing designed for Texas’s vibrant market.

Texas Hospitality Lending Areas

We serve hotel owners and developers in cities and regions across Texas, including:

  • Major Metro Areas: Dallas, Houston, Austin, San Antonio, Fort Worth
  • Growing Markets: El Paso, Arlington, Corpus Christi, Plano, Lubbock
  • Tourist Destinations: Galveston, South Padre Island, Fredericksburg, New Braunfels
  • Emerging Markets: McKinney, Frisco, Round Rock, Killeen, Waco, Amarillo, College Station, Midland, Odessa, Beaumont, Tyler, Abilene, Denton, Lewisville, Sugar Land, The Woodlands

Why Choose Us for Your Texas Hotel Loan?

  1. Local Expertise: We understand the unique opportunities and challenges of the Texas hospitality market.
  2. Tailored Solutions: From SBA 504 loans to CMBS financingconstruction loanshotel refinancing, and franchise financing, we have the right product for your needs.
    • SBA 504 Loans: Partner with Herring Bank for split financing (Bank + Borrower + SBA).
    • CMBS Financing: Ideal for stabilized properties.
    • Construction Loans: Fund new builds or renovations with variable rates, then refinance with a construction take-out loan.
    • Hotel Refinancing: Lower your rates, improve cash flow, or access equity.
    • Franchise Financing: Designed for franchise hotels like Marriott, Hilton, and more.
  3. Fast and Reliable Service: As a direct lender, we offer quick approvals and seamless closings.
  4. Competitive Rates: Enjoy low rates and transparent terms designed to help your business thrive.

Whether you’re financing a boutique hotel in Austin, a resort in Galveston, or a franchise property in Dallas, we’re here to help you every step of the way. Contact us today to get started on your Texas hospitality loan!

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