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Herring Bank Mortgage customer William
Get a mortgage from a team you can trust

Trusted for over a 100+ years

You can get a home loan anywhere today. It’s nice to get a loan from someone local, who cares about you, knows who you are, and lives in your community.

Herring Bank Mortgage Customer William
What do you get when you get a mortgage with us?

You get more than just a mortgage

Whether you’re just starting your home buying journey, or are ready to put an offer on the table, our dedicated team of loan officers is here to help.

The loan application process

What it takes to get started

Herring Bank mortgage customer Graham

Today’s Rates

Here’s a breakdown of today’s rates. If you’re curious how these rates would affect your mortgage or refinancing, you can use one of our calculators.

Mortgage & Refinancing Calculators
30-year fixed conventional
15-year fixed conventional
30-year fixed FHA
30-year fixed VA
First time home buyer’s guide

Buying your first home can be OVERWHELMING

There’s so much to know, and how do you know what you don’t know?

We’ve been helping first time homebuyers for decades! So we put a guide together to help you out.

View the first time home buyer’s guide
Home buyer's guide chapter 1 illustration

Chapter 1 – Before you start looking

Are the you ready to take out your first mortgage? Is buying or renting the smarter financial decision?

Learn how to prepare and start saving to buy a home, what the home buying process looks like, everything you should know about realtors, and more…

Home buyer's guide chapter 2 illustration

Chapter 2 – From shopping to closing

Do you know what you should do when you’ve found THE house? Increase your odds of getting your offer accepted.

See how to make an offer on a house, why and how you should include a buyer’s offer letter, and most importantly how to be prepared for closing day.

Home buyer's guide chapter 3 illustration

Chapter 3 – What you need to know about mortgages

What does it mean to be pre-approved or pre-qualified? How does your credit score affect your home loan interest rate?

Choosing the best mortgage loan for you can be tricky. Here’s what you need to know and a checklist to keep things organized.