Start your online mortgage application here
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What it takes to get started
What you’ll need to apply
The exact documents needed for a home loan depend on each applicants situation but in general, this is what is needed:
Tax Returns, Pay stubs, W-2’s, 1099’s, K-1’s (as applicable); Bank statements and other financial documents (retirement quarterly statement), credit history, gift letters, photo ID, rental history, etc.
Apply & await review
Once you submit your application, you can expect a call from us within 24 business hours.
Meet with a loan officer
During the first call with a loan officer, we’ll discuss the next steps regarding your approval. We’ll address any challenges, provide guidance, and answer any questions you might have.
This was our fifth house to buy and our first time using Herring Bank. This was by far the easiest home buying experience we have ever had. This was one of the smoothest closings we have ever done.