Personalized commercial loans

Personal support for your business

Regardless of what type or size of loan you need, we’ll work with you to get the financing you need.

We’ll dig through the numbers and partner with you to find the best solution for your business.

Commercial loans built for you

Commercial real estate

Build or re-finance your owner occupied real-estate

– Get equity financing for other ventures.

– Refinance at a lower rate of interest.

– Enjoy tax advantages and asset appreciation.

– Earn extra revenue with your investment property.

– Purchase a lot with plans for future building.

Equipment financing

Purchase, refinance, or refurbish equipment and vehicles

– Provides funds to expand your business or replace needed equipment without using a large part of your liquidity.

– Peace of mind from not having to deplete operating funds for large equipment purchases.

– If an SBA 504 loan, the benefits include a lower down payment which provides more liquidity for you and a fixed rate for the term of the SBA portion of the loan. (SBA loans require certain eligibility requirements)

Agriculture loans

Help to grow, develop, or fix what you need

– Cash flow management when you need it.

– Produce crops without burning your capital.

– Replace old equipment to increase your efficiency.

Business lines of credit

Access to working capital for your short term needs

– Cash flow management when you need it.

– Peace of mind knowing you have available funds to take advantage of that business opportunity.

I have had my business account with Herring Bank for 12 years now. I enjoy the atmosphere every time I visit them. They consistently go above and beyond to take care of everything.

Lonnie S.
customer since 2009

We’re local. We’re community. We’re your neighbors!

You can go anywhere to get financing, but with us, you also get… us. You’re not just an account number or line of business at Herring.

You are our neighbor. We live next to you. We shop in the same places. We care about your success because we depend on your success in our community.

Ways to get ahold of the personal banking dept.

Call us directly

1-888-283-4564

Schedule an appointment

Visit us in person

Find a local branch near you

Locate a branch

Stretch your income as far as you can

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