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Mortgage Calculators2025-04-08T12:42:16-06:00

Explore our calculators

How much can you afford? What’s the difference if you change your loan terms? 15 years? 30? What’s closing going to cost? Knowing will help you decide your price range.

Mortgage payment calculator

Mortgage payment calculator

This mortgage cost calculator provides a quick estimate of your mortgage payment.

Adjustable rate mortgage calculator

Adjustable Rate Mortgage (ARM) calculator

This adjustable rate mortgage (ARM) calculator can help shed some light on the possible payment results you may see over the life of your ARM.

Mortgage comparison calculator

15yr. vs 30yr. comparison calculator

Use this mortgage cost calculator to compare mortgage payments between a 15 and 30 Year Fixed mortgage.

Affordability calculator

Affordability calculator

How much home can you afford to purchase? Use this calculator to analyze your current income against current expenses and find what loan size you can afford.

Closing cost calculator

Closing cost calculator

This mortgage cost calculator helps you estimate closing costs that may apply to your home purchase.

Refinance calculator

Refinance calculator

Use this calculator to compare your existing mortgage to the new loan parameters under consideration to get a rough estimate of whether the costs to refinance are a good fit for you.

Herring Bank Mortgage customer Danny

We were dealing other leaders and were constantly getting more questions than answers. Herring Bank made it fast and easy. They provided quick answers and got it done without frustration.

Danny M.
customer since 2015

Herring Bank Mortgage customer Danny
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Thinking of buying a new home in Oklahoma? No matter where you are, our Oklahoma home loan experts are ready to assist. As a direct mortgage lender, we can close loans across the entire state. Enjoy low rates, low fees, and exceptional customer service from your trusted local Oklahoma mortgage lender.
Oklahoma Lending Areas
Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Lawton, Moore, Midwest City, Enid, Stillwater, Owasso, Bartlesville, Muskogee, Shawnee, Bixby, Jenks, Yukon, Ardmore, Mustang, Ponca City, Duncan, Sapulpa, Del City, Durant, Claremore, Bethany, Sand Springs, El Reno, Altus, McAlester, Tahlequah, Chickasha, Ada, Newcastle, Glenpool, Miami, Choctaw, Guymon, Weatherford, Woodward, Guthrie, Okmulgee, Elk City, Coweta, Warr Acres, Blanchard, Collinsville, Pryor Creek.

Thinking of Buying or Financing a Hotel in Texas? We’re Here to Help!
No matter where you are in Texas, our hospitality lending experts are ready to assist you. As a trusted lender specializing in hotel and hospitality financing, we provide tailored loan solutions for hotel owners, developers, and operators across the entire state. Whether you’re looking to acquire a new property, refinance an existing hotel, or fund a major renovation, we offer competitive rates, low fees, and exceptional customer service. Let us help you achieve your hospitality business goals with financing designed for Texas’s vibrant market.

Texas Hospitality Lending Areas

We serve hotel owners and developers in cities and regions across Texas, including:

  • Major Metro Areas: Dallas, Houston, Austin, San Antonio, Fort Worth
  • Growing Markets: El Paso, Arlington, Corpus Christi, Plano, Lubbock
  • Tourist Destinations: Galveston, South Padre Island, Fredericksburg, New Braunfels
  • Emerging Markets: McKinney, Frisco, Round Rock, Killeen, Waco, Amarillo, College Station, Midland, Odessa, Beaumont, Tyler, Abilene, Denton, Lewisville, Sugar Land, The Woodlands

Why Choose Us for Your Texas Hotel Loan?

  1. Local Expertise: We understand the unique opportunities and challenges of the Texas hospitality market.
  2. Tailored Solutions: From SBA 504 loans to CMBS financing, construction loans, hotel refinancing, and franchise financing, we have the right product for your needs.
    • SBA 504 Loans: Partner with Herring Bank for split financing (Bank + Borrower + SBA).
    • CMBS Financing: Ideal for stabilized properties.
    • Construction Loans: Fund new builds or renovations with variable rates, then refinance with a construction take-out loan.
    • Hotel Refinancing: Lower your rates, improve cash flow, or access equity.
    • Franchise Financing: Designed for franchise hotels like Marriott, Hilton, and more.
  3. Fast and Reliable Service: As a direct lender, we offer quick approvals and seamless closings.
  4. Competitive Rates: Enjoy low rates and transparent terms designed to help your business thrive.

Whether you’re financing a boutique hotel in Austin, a resort in Galveston, or a franchise property in Dallas, we’re here to help you every step of the way. Contact us today to get started on your Texas hospitality loan!

Thinking of Buying or Financing an RV? We’re Here to Help!

No matter where you are, Herring Bank’s RV lending specialists are ready to assist you. As a trusted bank offering RV financing solutions, we provide tailored loan options for buyers across the country. Whether you’re looking to purchase a motorhome, finance a travel trailer or fifth wheel, or refinance an existing RV loan, we offer competitive rates, flexible terms, and a straightforward financing experience. Let us help you move forward with RV financing designed for long-term value and peace of mind.

VA Lending Locations

Texas VA Loans, Laredo TX, Wichita Falls TX, Garland TX, San Antonio TX, Corpus Christi TX, Houston TX, Fort Worth TX, Dallas TX, El Paso TX Colorado, Colorado Springs CO

VA Lending Resources

How to Get a VA Loan in Texas, VA Lending Guide Fort Worth, TX

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Personal Bankers
1-888-283-4564

Corporate Office
1-806-677-7000

Corporate Mailing Office
2201 Civic Circle, Amarillo, TX 79109

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