Explore our calculators

How much can you afford? What’s the difference if you change your loan terms? 15 years? 30? What’s closing going to cost? Knowing will help you decide your price range.

Mortgage payment calculator

This mortgage cost calculator provides a quick estimate of your mortgage payment.

Use the calculator

Adjustable Rate Mortgage (ARM) calculator

This adjustable rate mortgage (ARM) calculator can help shed some light on the possible payment results you may see over the life of your ARM.

Use the calculator

15yr. vs 30yr. comparison calculator

Use this mortgage cost calculator to compare mortgage payments between a 15 and 30 Year Fixed mortgage.

Use the calculator

Affordability calculator

How much home can you afford to purchase? Use this calculator to analyze your current income against current expenses and find what loan size you can afford.

Use the calculator

Closing cost calculator

This mortgage cost calculator helps you estimate closing costs that may apply to your home purchase.

Use the calculator

Refinance calculator

Use this calculator to compare your existing mortgage to the new loan parameters under consideration to get a rough estimate of whether the costs to refinance are a good fit for you.

Use the calculator

We were dealing other leaders and were constantly getting more questions than answers. Herring Bank made it fast and easy. They provided quick answers and got it done without frustration.

Danny M.
customer since 2015

Contact us directly, or you can…

Call us at


Visit us in person

Locate a branch

Get pre-approved

Apply online