Our Home loan experts will guide you through every step of the process, from pre-approval to closing.
Colorado Springs Home Loans
Colorado Springs Home Loan Options
Explore Our Mortgage Products
- Conventional Loans: For borrowers with good credit and a stable financial history.
- FHA Loans: A great option for first-time homebuyers or those with less-than-perfect credit.
- VA Loans: Special benefits for veterans and active-duty service members.
- USDA Loans: Offering financing for rural property purchases with no down payment.
- Jumbo Loans: For high-value homes exceeding conventional loan limits.
- Adjustable-Rate Mortgages (ARM): Flexible interest rates to start with lower payments.
- Refinancing Options: Options like cash-out refinancing and rate-and-term refinancing.
The Colorado Springs Mortgage Process
How Our Home Loan Process Works
- Pre-Qualification: Fast and easy pre-qualification process to help you understand your budget.
- Application: Our simple online application or in-person assistance makes the process smooth.
- Approval: We offer competitive rates with quick approvals.
- Closing: Our efficient closing process helps you secure your new home faster.
Why Colorado Springs is a Great Place to Call Home
Discover Why Colorado Springs is Ideal for Homebuyers
Colorado Springs is known for its thriving job market, excellent schools, and abundant outdoor recreational activities like hiking and skiing. With breathtaking mountain views and a family-friendly environment, it’s the perfect place to build your future. From downtown living to suburban neighborhoods, there’s something for everyone here.
FAQs About Colorado Springs Home Loans
Common Questions About Colorado Springs Mortgages
- What types of home loans are available in Colorado Springs?
We offer a wide range of home loan products, including conventional, FHA, VA, USDA, and Jumbo loans. - How do I get pre-qualified for a Colorado Springs mortgage?
Simply fill out our online form or contact us directly, and one of our advisors will walk you through the process. - What is the minimum credit score for a home loan?
The minimum credit score depends on the type of loan. Typically, conventional loans require a credit score of at least 620, but we offer flexible options for borrowers with different financial backgrounds.
Visit Our Colorado Springs Office
Address: 3110 N Nevada Ave, Colorado Springs, CO 80907
Phone: (719) 473-2000
Business Hours: Monday - Friday, 9:00 AM - 5:00 PM
Mortgage Lender in Colorado Springs, CO
Herring Bank stands as a trusted partner for those embarking on the home buying process. Our team of dedicated mortgage loan originators specialize in crafting loan programs that cater to the diverse needs of the community. From first-time homebuyers to those considering mortgage refinancing, we guide clients through every step of the mortgage process with integrity and expertise.
Our mortgage company’s offerings include an array of mortgage loans, such as FHA loans for those seeking flexible lending options, VA loans honoring our veterans, and conventional mortgages for traditional home purchase financing. For homeowners looking to leverage their home equity, we provide cash-out refinancing solutions, all while securing competitive interest rates that align with your financial goals.
At Herring Bank, we understand that the loan process is an integral part of the home purchase journey. Our mortgage professionals are committed to ensuring a seamless and transparent experience, providing the right mortgage to fit each client’s unique scenario. Whether navigating the exciting path of your first home or seeking to refinance an existing property, Herring Bank offers the integrity mortgage services you deserve.
Embarking on your mortgage journey with Herring Bank means partnering with a financial institution that puts the needs of Colorado Springs‘ first-time homebuyers and seasoned investors first. Connect with us to begin the entire process, and let us help you secure your place in the beautiful Colorado Springs area with a home loan that turns dreams into realities.
Colorado Springs Home Loans
Mortgage Service Areas
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