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Allen2025-01-30T18:52:22-06:00

Mortgage Lenders Allen, TX

Your Trusted Mortgage Partner in Allen, TX

At Herring Bank, we proudly offer a variety of mortgage options designed to meet the needs of homebuyers in Allen, Texas. Whether you’re purchasing your first home, refinancing an existing loan, or exploring VA loan benefits, our lending programs are tailored to align with your financial goals and lifestyle. From FHA and USDA loans to VA and conventional options, we’re here to help you find the ideal solution for your home financing journey.

Our dedicated team works to make the mortgage process simple and stress-free. With personalized support at every stage, we ensure you feel confident in your decisions. Offering competitive rates, flexible terms, and low down payment options, we strive to make homeownership in Allen a reality for buyers from all backgrounds.

With over 125 years of service, Herring Bank has built a reputation for trust and dependability. Our expert mortgage specialists collaborate closely with clients to streamline the process and provide customized solutions for both first-time buyers and seasoned homeowners. We focus on transparency and efficiency, so you can enjoy a smooth home-buying experience.

Start Your Homeownership Journey in Allen, TX

Reach out to Herring Bank today to connect with one of our local mortgage experts. Whether you’re searching for your new home, planning to refinance, or exploring loan options, we’re here to guide you every step of the way. With a deep understanding of the Allen real estate market, we’ll make your home-buying experience smooth and successful.

Why Choose Herring Bank for Your Allen Mortgage?

  • Tailored Loan Options: Explore FHA, USDA, VA, and conventional loans crafted to meet your unique needs.
  • Competitive Rates: Benefit from competitive interest rates and flexible loan terms to match your budget.
  • Expert Advice: Work with knowledgeable loan officers who understand the Allen housing market and are dedicated to your success.
  • Proven Experience: Leverage our 125+ years of experience in helping buyers achieve their homeownership goals.

Simplifying the Mortgage Process in Allen, TX

We make the mortgage process straightforward with a clear, step-by-step approach:

  1. Initial Consultation: Discuss your financial goals and homeownership plans with our experienced team.
  2. Explore Loan Programs: Review options like FHA, USDA, VA, and conventional loans to find the best fit.
  3. Document Submission: Submit the required financial documents to start your application.
  4. Pre-Approval: Get pre-approved to begin your home search with confidence.
  5. Home Search: Use your pre-approval to find a home within your budget and make informed offers.
  6. Appraisals and Underwriting: We handle the appraisal and underwriting processes to meet all requirements.
  7. Closing Assistance: Navigate closing costs seamlessly for a transparent transaction.
  8. Final Steps: Complete the loan process and close on your dream home.

Ready to Begin?

Contact Herring Bank today and let us help you turn your dream of owning a home in Allen, TX, into a reality. Our team is here to provide expert guidance, personalized service, and exceptional support every step of the way!

Don’t wonder what’s best. Ask us!
We’ve been helping clients find their perfect home loan for 125 years.

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Call us at

1-214-225-3166

Home Loan Options in Allen, TX

As your trusted mortgage lender in Allen, Herring Bank offers a diverse range of loan programs tailored to meet your financial needs and goals. Whether you’re buying your first home or refinancing an existing mortgage, our flexible options are designed to fit your budget and long-term plans. We’re committed to providing a smooth and stress-free homeownership experience, with personalized guidance and competitive loan terms to suit your unique situation.

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Allen New Home Loans

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Allen Conventional Mortgage

Our conventional mortgages in Allen are a great option for borrowers with strong credit and stable financial foundations. Featuring competitive rates, low fees, and flexible terms, these loans are perfect for first-time homebuyers and those looking to upgrade to a larger home. At Herring Bank, we are committed to making homeownership more attainable for the Allen community.

Allen-Texas-FHA-Mortgage-Loans

Allen FHA Home Loans

Our FHA home loans in Allen are an excellent choice for first-time buyers and those with less-than-perfect credit, providing an affordable pathway to homeownership. With lower down payment requirements and flexible credit terms, these loans simplify the approval process. Backed by the Federal Housing Administration, Herring Bank offers personalized support every step of the way, helping you achieve your dream of owning a home in Allen.

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Allen VA Loans

For veterans, active-duty service members, and military families, our VA loans in Allen provide outstanding benefits to make homeownership more accessible. With no down payment and no requirement for PMI (Private Mortgage Insurance), these loans deliver substantial savings. At Herring Bank, we are proud to support veterans and their families in Allen by offering VA loans with expert guidance at every step, helping them achieve their dream of homeownership.

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Allen USDA Home Loans

If you’re looking to purchase rural property near the Allen area, our USDA loans offer an excellent opportunity to make homeownership more attainable. With zero down payment options, these loans help minimize upfront costs and provide flexible terms to accommodate various financial situations. Ideal for low- to moderate-income buyers, USDA loans provide an affordable pathway to owning a home in the Allen region.

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Allen Mortgage Refinance

Looking to reduce your monthly payments or tap into your home’s equity? Herring Bank offers mortgage refinancing solutions in Allen designed to help you save with lower interest rates and transition to a stable fixed-rate loan. Our experienced team will guide you through the process, providing customized options that align with your financial goals. Let us help you secure the best refinancing deal for a brighter financial future.

Request a call back from one of our Allen Mortgage Professionals

Thinking of buying a new home in Oklahoma? No matter where you are, our Oklahoma home loan experts are ready to assist. As a direct mortgage lender, we can close loans across the entire state. Enjoy low rates, low fees, and exceptional customer service from your trusted local Oklahoma mortgage lender.

Oklahoma Lending Areas

Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Lawton, Moore, Midwest City, Enid, Stillwater, Owasso, Bartlesville, Muskogee, Shawnee, Bixby, Jenks, Yukon, Ardmore, Mustang, Ponca City, Duncan, Sapulpa, Del City, Durant, Claremore, Bethany, Sand Springs, El Reno, Altus, McAlester, Tahlequah, Chickasha, Ada, Newcastle, Glenpool, Miami, Choctaw, Guymon, Weatherford, Woodward, Guthrie, Okmulgee, Elk City, Coweta, Warr Acres, Blanchard, Collinsville, Pryor Creek.

Thinking of Buying or Financing a Hotel in Texas? We’re Here to Help!

No matter where you are in Texas, our hospitality lending experts are ready to assist you. As a trusted lender specializing in hotel and hospitality financing, we provide tailored loan solutions for hotel owners, developers, and operators across the entire state. Whether you’re looking to acquire a new propertyrefinance an existing hotel, or fund a major renovation, we offer competitive rates, low fees, and exceptional customer service. Let us help you achieve your hospitality business goals with financing designed for Texas’s vibrant market.

Texas Hospitality Lending Areas

We serve hotel owners and developers in cities and regions across Texas, including:

  • Major Metro Areas: Dallas, Houston, Austin, San Antonio, Fort Worth
  • Growing Markets: El Paso, Arlington, Corpus Christi, Plano, Lubbock
  • Tourist Destinations: Galveston, South Padre Island, Fredericksburg, New Braunfels
  • Emerging Markets: McKinney, Frisco, Round Rock, Killeen, Waco, Amarillo, College Station, Midland, Odessa, Beaumont, Tyler, Abilene, Denton, Lewisville, Sugar Land, The Woodlands

Why Choose Us for Your Texas Hotel Loan?

  1. Local Expertise: We understand the unique opportunities and challenges of the Texas hospitality market.
  2. Tailored Solutions: From SBA 504 loans to CMBS financingconstruction loanshotel refinancing, and franchise financing, we have the right product for your needs.
    • SBA 504 Loans: Partner with Herring Bank for split financing (Bank + Borrower + SBA).
    • CMBS Financing: Ideal for stabilized properties.
    • Construction Loans: Fund new builds or renovations with variable rates, then refinance with a construction take-out loan.
    • Hotel Refinancing: Lower your rates, improve cash flow, or access equity.
    • Franchise Financing: Designed for franchise hotels like Marriott, Hilton, and more.
  3. Fast and Reliable Service: As a direct lender, we offer quick approvals and seamless closings.
  4. Competitive Rates: Enjoy low rates and transparent terms designed to help your business thrive.

Whether you’re financing a boutique hotel in Austin, a resort in Galveston, or a franchise property in Dallas, we’re here to help you every step of the way. Contact us today to get started on your Texas hospitality loan!

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