Midland, TX Mortgage Lender | USDA, FHA & VA | Herring Bank fdic-insured - backed by the full faith and credit of the u.s. government
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Mortgage Lenders Midland, TX

At Herring Bank, we offer a comprehensive range of mortgage solutions for all types of homebuyers in Midland, Texas. Whether you’re a first-time homebuyer, looking to refinance your current mortgage, or a veteran in need of a VA loan, our personalized loan options are crafted to match your unique financial situation and long-term goals. We provide various mortgage programs, including FHA, USDA, VA, and conventional loans, ensuring you find the right fit for your needs.

Our team of experienced home loan experts will guide you through every step of the mortgage process, delivering dedicated support and exceptional service from start to finish. With competitive interest rates, low down payment options, and flexible loan terms, we make homeownership in Midland more accessible for buyers across all income levels.

With over 125 years of experience, Herring Bank has built a reputation as a trusted mortgage lender. Our knowledgeable loan officers assist first-time buyers, veterans, and seasoned homeowners in navigating the home loan process and securing the best mortgage solution for their needs. We pride ourselves on making the mortgage application process straightforward, transparent, and stress-free.

Ready to Take the Next Step Toward Owning a Home in Midland?

Contact Herring Bank today to connect with one of our local mortgage specialists. Whether you’re buying a new home, refinancing an existing mortgage, or exploring your loan options, we’re here to help make your homeownership dreams a reality. With personalized service and extensive knowledge of the Midland real estate market, we can guide you toward a successful and smooth home-buying experience.

Why Choose Herring Bank for Your Midland Mortgage?

  • Personalized Loan Options: Tailored mortgage solutions to fit your budget and lifestyle, including FHA, VA, USDA, and conventional loans.
  • Competitive Rates & Terms: Access to competitive interest rates and flexible loan terms, making homeownership more affordable.
  • Expert Guidance: Experienced loan officers with in-depth knowledge of the Midland market to support you through every step of the mortgage process.
  • Trusted Local Lender: Over 125 years of experience helping homebuyers secure the right mortgage loans for their needs.

The Mortgage Process in Midland, TX

Navigating the mortgage process with Herring Bank is simple. Here’s how we’ll guide you through each step:

  1. Consultation: Meet with one of our experienced loan officers to discuss your financial situation and homeownership goals.
  2. Explore Loan Options: We’ll review various loan programs (FHA, USDA, VA, conventional) to find the best fit for your needs.
  3. Submit Documents: Provide income statements and credit history to support your application.
  4. Pre-Approval: We’ll get you pre-approved so you can confidently start your home search in Midland.
  5. Home Shopping: With pre-approval in hand, you’ll know your budget and be ready to make competitive offers.
  6. Appraisals and Underwriting: We handle appraisals and underwriting to ensure all mortgage requirements are met.
  7. Closing Costs: We manage all aspects of closing costs, ensuring transparency and a smooth transaction.
  8. Final Approval and Closing: Once approved, we’ll finalize your loan, ensuring a seamless closing process so you can move into your new home.

Ready to Get Started? Contact Herring Bank today to speak with one of our mortgage experts.

Don’t wonder what’s best. Ask us!
We’ve been helping clients find their perfect home loan for 125 years.

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1-214-225-3166

Home Loan Options in Midland

As your trusted mortgage lender in Midland, Herring Bank provides a comprehensive range of loan programs designed to meet diverse financial needs and situations. Whether you’re purchasing a new home or refinancing your existing mortgage, our flexible options ensure you’ll find the right solution for your budget and long-term goals. We’re dedicated to making your homeownership journey smooth and stress-free, offering personalized service and competitive loan terms.

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Midland New Home Loans

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Midland Conventional Mortgage

Our conventional mortgage options are perfect for borrowers in Midland with solid credit and a stable financial background. With competitive interest rates, low fees, and flexible terms, these loans are tailored to meet your specific needs, whether you’re purchasing a new home or refinancing. They provide excellent value for first-time buyers and those looking to upgrade to a larger property. Our conventional mortgages make homeownership more attainable for residents across the Midland community.

Midland, TX Mortgage Lender | USDA, FHA & VA | Herring Bank Midland-FHA-Loans

Midland FHA Home Loans

Ideal for first-time homebuyers or those with less-than-perfect credit, our FHA home loans provide an excellent opportunity to achieve homeownership in Midland. With lower down payments and flexible credit requirements, these loans simplify the approval process. Backed by the Federal Housing Administration for added security, we offer personalized support at every step. Our FHA loans make homeownership more attainable, helping you turn your dream of owning a home in Midland into a reality.

Midland, TX Mortgage Lender | USDA, FHA & VA | Herring Bank Midland-VA-Loans

Midland VA Loans

For veterans, active-duty service members, and military families, VA loans offer outstanding benefits that make homeownership more accessible. With no down payment and no PMI (Private Mortgage Insurance), these loans provide significant savings. At Herring Bank, we proudly offer VA loans in Midland, helping veterans and their families achieve their homeownership dreams with ease and personalized support throughout every step of the process.
Midland, TX Mortgage Lender | USDA, FHA & VA | Herring Bank

Midland USDA Home Loans

If you’re looking to purchase rural property around the Midland area, our USDA loans provide an excellent opportunity to make homeownership more attainable. With zero down payment options, these loans help lower upfront costs and offer flexible terms to accommodate various financial situations. Ideal for low- to moderate-income buyers, USDA loans create an affordable pathway to owning a home.

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Midland Mortgage Refinance

If you’re considering refinancing your mortgage to take advantage of lower interest rates or access your home’s equity, Herring Bank is here to help. Our refinancing options can lower your monthly payments and enable you to switch to a more stable fixed-rate mortgage. We provide customized solutions designed to secure the best deal for your financial future.

Mortgage Calculator

Use our calculators to see what homeownership could look like for you.

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Mortgage Calculator

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Request a call back from one of our Midland Mortgage Professionals

Thinking of buying a new home in Oklahoma? No matter where you are, our Oklahoma home loan experts are ready to assist. As a direct mortgage lender, we can close loans across the entire state. Enjoy low rates, low fees, and exceptional customer service from your trusted local Oklahoma mortgage lender.

Oklahoma Lending Areas

Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Lawton, Moore, Midwest City, Enid, Stillwater, Owasso, Bartlesville, Muskogee, Shawnee, Bixby, Jenks, Yukon, Ardmore, Mustang, Ponca City, Duncan, Sapulpa, Del City, Durant, Claremore, Bethany, Sand Springs, El Reno, Altus, McAlester, Tahlequah, Chickasha, Ada, Newcastle, Glenpool, Miami, Choctaw, Guymon, Weatherford, Woodward, Guthrie, Okmulgee, Elk City, Coweta, Warr Acres, Blanchard, Collinsville, Pryor Creek.

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