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Home Loans2025-04-08T12:38:44-06:00
Every step of the way…

Mortgage loans made easy

Are you buying, building, or refinancing? Tell us a little about yourself and we’ll help you find the right loan and rate just for you. Get pre-approved right away.

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I’m buying a new home

Buying a home can be a process. We’re here for more than just the numbers, we’re here to help.

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What are today’s rates?

Here’s a breakdown of today’s rates and the different type of home loans you could qualify for and consider.

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Refinance your home loan

Lower your monthly payment, pay your loan off faster, or access the equity you have built up.

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first time home buyer
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Herring Bank mortgage customer Megan

Honest help from a team dedicated to your well-being

You can get a home loan anywhere today. It’s harder to get a loan from someone local, who cares about you, knows who you are, and lives in your community.

You can bank on our availability

We’re not hidden behind a complicated phone system or round-robin your call through a labyrinth of call-center reps. You get our direct line and can contact us personally, directly.

Experience you can lean on and trust

How much can I afford? When do I make an offer? What happens if…? You have questions. We have the answers. We’ll guide  you through the entire process from start to finish.

We’re local and know the local market

Not all mortgages are a one-size fit’s all. We’re trained and up-to date on the ever changing industry and how those changes relate to your community.

Herring Bank mortgage customer Ashley

Herring Bank made our first time buying a home as easy and simple as it could be. They explained everything to us and made sure we understood it all! We couldn’t have been happier.

Ashley C.
customer since 2018

Herring Bank mortgage customer Ashley
Thinking of buying a new home in Oklahoma? No matter where you are, our Oklahoma home loan experts are ready to assist. As a direct mortgage lender, we can close loans across the entire state. Enjoy low rates, low fees, and exceptional customer service from your trusted local Oklahoma mortgage lender.
Oklahoma Lending Areas
Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Lawton, Moore, Midwest City, Enid, Stillwater, Owasso, Bartlesville, Muskogee, Shawnee, Bixby, Jenks, Yukon, Ardmore, Mustang, Ponca City, Duncan, Sapulpa, Del City, Durant, Claremore, Bethany, Sand Springs, El Reno, Altus, McAlester, Tahlequah, Chickasha, Ada, Newcastle, Glenpool, Miami, Choctaw, Guymon, Weatherford, Woodward, Guthrie, Okmulgee, Elk City, Coweta, Warr Acres, Blanchard, Collinsville, Pryor Creek.

Thinking of Buying or Financing a Hotel in Texas? We’re Here to Help!
No matter where you are in Texas, our hospitality lending experts are ready to assist you. As a trusted lender specializing in hotel and hospitality financing, we provide tailored loan solutions for hotel owners, developers, and operators across the entire state. Whether you’re looking to acquire a new property, refinance an existing hotel, or fund a major renovation, we offer competitive rates, low fees, and exceptional customer service. Let us help you achieve your hospitality business goals with financing designed for Texas’s vibrant market.

Texas Hospitality Lending Areas

We serve hotel owners and developers in cities and regions across Texas, including:

  • Major Metro Areas: Dallas, Houston, Austin, San Antonio, Fort Worth
  • Growing Markets: El Paso, Arlington, Corpus Christi, Plano, Lubbock
  • Tourist Destinations: Galveston, South Padre Island, Fredericksburg, New Braunfels
  • Emerging Markets: McKinney, Frisco, Round Rock, Killeen, Waco, Amarillo, College Station, Midland, Odessa, Beaumont, Tyler, Abilene, Denton, Lewisville, Sugar Land, The Woodlands

Why Choose Us for Your Texas Hotel Loan?

  1. Local Expertise: We understand the unique opportunities and challenges of the Texas hospitality market.
  2. Tailored Solutions: From SBA 504 loans to CMBS financing, construction loans, hotel refinancing, and franchise financing, we have the right product for your needs.
    • SBA 504 Loans: Partner with Herring Bank for split financing (Bank + Borrower + SBA).
    • CMBS Financing: Ideal for stabilized properties.
    • Construction Loans: Fund new builds or renovations with variable rates, then refinance with a construction take-out loan.
    • Hotel Refinancing: Lower your rates, improve cash flow, or access equity.
    • Franchise Financing: Designed for franchise hotels like Marriott, Hilton, and more.
  3. Fast and Reliable Service: As a direct lender, we offer quick approvals and seamless closings.
  4. Competitive Rates: Enjoy low rates and transparent terms designed to help your business thrive.

Whether you’re financing a boutique hotel in Austin, a resort in Galveston, or a franchise property in Dallas, we’re here to help you every step of the way. Contact us today to get started on your Texas hospitality loan!

Thinking of Buying or Financing an RV? We’re Here to Help!

No matter where you are, Herring Bank’s RV lending specialists are ready to assist you. As a trusted bank offering RV financing solutions, we provide tailored loan options for buyers across the country. Whether you’re looking to purchase a motorhome, finance a travel trailer or fifth wheel, or refinance an existing RV loan, we offer competitive rates, flexible terms, and a straightforward financing experience. Let us help you move forward with RV financing designed for long-term value and peace of mind.

VA Lending Locations

Texas VA Loans, Laredo TX, Wichita Falls TX, Garland TX, San Antonio TX, Corpus Christi TX, Houston TX, Fort Worth TX, Dallas TX, El Paso TX Colorado, Colorado Springs CO

VA Lending Resources

How to Get a VA Loan in Texas, VA Lending Guide Fort Worth, TX

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Customer Service
1-866-348-3435

Personal Bankers
1-888-283-4564

Corporate Office
1-806-677-7000

Corporate Mailing Office
2201 Civic Circle, Amarillo, TX 79109

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