Lubbock, TX Mortgage Loans

Planning to buy a home in Lubbock? Herring Bank is your dependable local mortgage lender, delivering great rates, seamless in-house underwriting, and on-time closings. As certified VA and FHA lenders, we offer tailored solutions and expert support to guide you through every stage of the home loan process.

  • FHA, VA, & Jumbo Loans
  • Direct Mortgage Lender
  • In-House Underwriting
  • Low Rates & Low Fees
  • Free Good Faith Estimate
  • Texas Customer Service!
Lubbock, TX Mortgage Lender | FHA & VA | Herring Bank

Local Lubbock, TX Mortgage Company

Lubbock Mortgage Company

Welcome to Herring Bank, your trusted mortgage lender in Lubbock, TX. We provide competitive rates and fast loan closings to ensure a smooth and efficient home financing experience. With our user-friendly, technology-driven platform, you can easily complete applications, connect accounts, upload documents, and secure full loan approval—all from the convenience of your home.

At Herring Bank, we prioritize building lasting relationships by offering reliable, personalized mortgage solutions. Whether you’re purchasing a new home or refinancing your current one, our experienced team is here to guide you through every step of the process.

Lubbock, TX Mortgage Lender | FHA & VA | Herring Bank

Thinking About Buying a Home or Refinancing in Lubbock?

Herring Bank is your local mortgage expert in Lubbock, TX, offering a range of loan options tailored to meet your unique needs. From FHA and VA loans to conventional financing, our team provides personalized support to help you find the ideal mortgage for your financial goals. Whether you’re purchasing a home or refinancing your current mortgage, we’re with you every step of the way.

Why Choose Herring Bank?

  • Direct Mortgage Lender: Local underwriting for fast and smooth closings.
  • No-Obligation Loan Estimates: Clear, transparent insights into your loan options.
  • Local Lubbock Service: Friendly, responsive support from a team that knows the area.

Our motto, “relationships for a lifetime,” reflects our dedication to providing competitive rates, efficient service, and a stress-free mortgage experience. Using a technology-driven, customer-focused platform, we make it simple to apply, upload documents, and track your loan progress—all online.

Join the many Texas homeowners who trust Herring Bank as their preferred mortgage lender. Let us help you turn your dream of homeownership in Lubbock into a reality!

Discover Home Loan Options

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Lubbock Conventional Mortgage

  • Flexible Terms: Choose from 30, 20, or 15-year options.
  • Low Rates: Perfect for borrowers with strong credit.
  • Versatile Options: Available for primary residences, secondary homes, and investment properties.
  • Tailored Financing: Customized solutions to meet your unique needs.
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Lubbock New Home Loans

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Lubbock FHA Home Loans

  • Low Down Payment: Makes homeownership more accessible.
  • Flexible Credit Criteria: Accommodates a variety of credit scores.
  • 203k Renovation Loan Options: Combine your purchase and renovation costs into one loan.
  • Great for First-Time Buyers: A straightforward and affordable path to owning a home.
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Lubbock VA Loans

  • As Low as Zero Down, 100% Financing: Achieve homeownership with no down payment.
  • No Monthly PMI: Save more with no private mortgage insurance.
  • No Debt-to-Income Restrictions: Flexible qualification requirements.
  • VA Jumbo Loans: Options available with down payment flexibility.
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Mortgage Refinance

  • Lower Monthly Payments: Reduce your financial burden with a better rate.
  • Shorten Your Mortgage Term: Pay off your home faster and save on interest.
  • FHA Streamline Refinance: Simplify the process for FHA loan holders.
  • VA IRRRL Streamline Refinance: Quick and easy refinancing for VA loan borrowers.

Meet our Mortgage Team

Our Home loan experts will guide you through every step of the process, from pre-approval to closing.

Chris Godwin
Chris GodwinResidential Mortgage Loan Manager, VP
NMLS# 1481887
Gaye Crump
Gaye CrumpSr. Mortgage Loan Originator
NMLS# 793614
Rex Dobrinski
Rex DobrinskiSenior Loan Originator
NMLS# 620952

Herring Bank – Lubbock, TX Mortgage Lender

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