VA Loans

Military service members and their families can leverage a loan program offered by the U.S. Department of Veterans Affairs (VA). With this program, the borrower(s) can receive 100% financing for the purchase of a home. That means no down payment whatsoever.

Benefits of a VA Loan

  • No down payment is required in most cases.
  • No monthly mortgage insurance premiums (often referred to as PMI)
  • Offers the benefit of predictability as your monthly payment doesn’t change.
  • Closing costs are limited.
  • Lower than average interest rates as compared to conventional loans.
  • No prepayment penalties. VA buyers can pay off a loan early without any financial penalties.

Other Loan Options

Did you know you that a VA Loan limits the amount of closing costs you’ll pay as the buyer? Ask us how this helps you!

Learn More about Buying a Home



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