30-Year Fixed Rate Mortgage

Fixed-rate mortgage loans have the same interest rate for the entire repayment term. With a fixed-rate loan, your monthly principle payment will remain the same, month after month, and year after year through the life, or term, of your loan.

Benefits of a 30-Year Fixed Mortgage

  • The interest rate remains “fixed” for the life of the loan.
  • While the ratio of principal and interest will vary slightly from month to month, the total amount of your monthly payment remains the same through the life of your loan.
  • Offers the benefit of predictability as your monthly payment doesn’t change.
  • Generally the best option for people who plan to stay in a home for several years.

Other Loan Options

Did you know you can combine different mortgage types and options for a tailored approach to your home purchase. Ask us how!

Learn More about Buying a Home



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