Campus Solutions

Let students choose how they get their refund

When a student drops a class or has a credit balance, give them a choice in how they're refunded — with a portal integration or a no-integration option for smaller schools, and automatic check mailing for anyone who doesn't choose.

$960refund ready
Direct deposit
Paper check
Open account

What it is

What is student refund disbursement?

Student refund disbursement is the process colleges use to return credit-balance refunds to students — for example, when financial aid exceeds charges or a student drops a class.

Herring Bank's Student Refund Account Choice modernizes that process by letting students decide how they want to receive their refund, while giving your business office a faster, lower-cost alternative to printing and mailing paper checks. Students choose a refund method directly in the student portal, which Herring Bank can integrate with, or — for smaller schools without an integration budget — through a no-integration-required option that still offers student choice. Students who don't already have a bank account can open a Herring Bank student account within the same flow, supported by our bank-grade Student Identity Verification, so unbanked students can still receive refunds electronically. And if a student never makes a selection, Herring Bank automatically mails a check on the school's behalf, so no refund is left unprocessed. The solution is built around Department of Education refund requirements, helping your institution stay compliant while reducing the manual workload and cost of disbursing student refunds each term.

What it does

Refund choice that works for any school

Flexible delivery, with or without a portal integration — and a safety net when students don't choose.

Student chooses in the portal

Students select how to receive a refund in the student portal, which Herring Bank can integrate with.

No-integration option

Great for smaller schools without an integration budget — no portal integration required.

Open an account in-flow

Students without a bank account can open a Herring Bank student account in the same flow.

Backed by identity verification

In-flow account opening is supported by our bank-grade Student Identity Verification.

Auto-mailed checks

If a student doesn't choose, Herring Bank automatically mails a check on the school's behalf.

Compliance-minded

Designed around Department of Education guidelines and annual reporting.

Who benefits

Value for your institution and your students

For your institution

Business office

  • Works whether or not you have an integration budget
  • Reduce or eliminate manual paper-check handling
  • Lower refund processing costs
  • A built-in safety net — auto-mailed checks for non-responders
  • Compliance-minded around federal requirements

For your students

Students & families

  • Choose how you want to receive your refund
  • Open a student account in the same flow if you don't have one
  • Faster electronic delivery than waiting on a paper check
  • A secure, verified experience

Where it fits

Built for the realities of campus

Dropped a class

A credit balance from a dropped class refunded the way the student prefers.

Smaller schools

No-integration option for institutions without an integration budget.

Unbanked students

Open a Herring Bank student account in-flow to receive refunds electronically.

Questions

Frequently asked questions

Students select a refund method in the student portal, which Herring Bank can integrate with. For schools without an integration budget, there's a no-integration-required option as well.
Students without a bank account can open a Herring Bank student account within the same refund flow, supported by our Student Identity Verification.
If a student makes no selection, Herring Bank automatically mails a check on the school's behalf, so no refund is left unhandled.
Yes. The no-integration-required option is designed specifically for smaller schools that don't have an integration budget.

Talk to our College & Campus team

Tell us about your institution and a Herring Bank Campus Solutions specialist will reach out.