Wealth management advice

Why you don’t need to be wealthy to need a wealth manager

If you think that you must be rich and have an abundance of wealth to need a wealth manager, think again.

1. No matter how much you have to invest, a wealth manager makes your money work for you.

2. Assets can come in many forms – from cash to real estate, or from family heirlooms to even family businesses.

3. An adviser can help augment employee plan contributions with a diverse portfolio of retirement finances.

Everyone has a level of wealth, and everyone could benefit from managing it. Hence the term wealth management.

Regardless of what you do, where you live, and what you have in the bank, wealth management can help you. Here’s how:

Investment planning

Do you want to buy a home? Or would you like to pay for your children’s college tuition?

Regardless of how you want to use your money, you’ll be far more likely to achieve your goals if you have a plan. A wealth manager can help you with this so that when the time comes you’ll be able to finance your dreams.

While savings accounts are low risks, they also come with low APY in today’s environment for minimal rates. A strategic investment plan allows you to take advantage of potentially higher yield investments that carry a risk-appetite you’re comfortable with.

No matter how much you have to invest, a wealth manager makes your money work for you so you can grow returns while minimizing your tax obligations.

With a wealth manager by your side, investing couldn’t be easier.

Personal trust and estate planning

When you pass away, it’s important that your hard work be transferred to your loved ones.

A wealth manager can help protect your beneficiaries by using tax-advantaged strategies for your estate planning.

It’s important to make sure your wishes are honored in a way that maximizes your legacy and distributes your assets in accordance with your intentions.

A wealth manager lets you explore your options to find the best way to carry your wealth, whether through a personal trust or other vehicle. Assets can come in many forms— from cash to real estate, or from family heirlooms to even family businesses.

A customized wealth management plan safeguards your money and personal treasures that are meant to be passed down from generation to generation.

Retirement

Planning for retirement is best done as early as possible; however, even if you’re starting late, every bit helps.

Partnering with a wealth manager helps you create a vision for your financial future and a path to plan for funding it.

While obvious strategies include employee sponsored plans, your adviser can help augment those contributions with a diverse portfolio of retirement finances. While it may be normal for you now to stress about retirement, your wealth manager can make you excited about your golden years ahead.

Having a thoughtful plan in place ensures that you’ll not only survive through your retirement years, but that you’ll thrive as well.

We want to provide you real value.

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