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Courtney

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So far Courtney Johnson has created 49 blog entries.

What Income Do I Need to Afford a $300K House in Texas? Key Tips and Costs Explained

Buying a home is one of the biggest financial decisions you'll ever make, and understanding how much income you need is crucial—especially in a state like Texas, where housing markets can vary widely. If you're eyeing a $300,000 home, it’s natural to wonder whether your current earnings can comfortably support that dream.

By |2025-05-27T14:41:36-06:00May 28, 2025|Learn, Mortgage Basics|Comments Off on What Income Do I Need to Afford a $300K House in Texas? Key Tips and Costs Explained

What Happens If I Pay 2 Extra Mortgage Payments a Year in Texas? Benefits & Key Considerations

Paying off a mortgage can feel like a marathon, but what if there was a way to speed things up? I've often wondered how making extra payments could impact my loan, especially here in Texas. Adding just two extra payments a year might seem small, but it can make a big difference over time. By chipping away at the principal faster, you could save thousands in interest and shave years off your repaym

By |2025-05-27T14:58:51-06:00May 28, 2025|Learn, Mortgage Basics|Comments Off on What Happens If I Pay 2 Extra Mortgage Payments a Year in Texas? Benefits & Key Considerations

What Income Do I Need to Afford a $600K House in Texas? Complete Guide

Buying a home is one of the biggest financial decisions most of us will ever make, and figuring out how much income you need to afford a $600,000 house in Texas can feel overwhelming. Housing prices, interest rates, and property taxes all play a role in determining what’s realistic for your budget. It’s not just about the sticker price—it’s about monthly payments and long-term affordability. I’ve

By |2025-05-27T14:55:46-06:00May 28, 2025|Learn, Mortgage Basics|Comments Off on What Income Do I Need to Afford a $600K House in Texas? Complete Guide

What Is Home Equity in Texas? Understanding Its Value, Benefits, and Legal Framework

Buying a home is a major financial decision, and understanding how much income you need is a crucial first step. In Texas, where housing prices can vary widely depending on the city and neighborhood, figuring out what you can afford is key to making a smart investment. Whether you're eyeing a $200k starter home or dreaming of a $500k property, it's important to know what kind of income will make t

By |2025-05-28T10:28:33-06:00May 28, 2025|Learn, Mortgage Basics|Comments Off on What Is Home Equity in Texas? Understanding Its Value, Benefits, and Legal Framework
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