How to Remote Deposit Capture

How to Remotely Deposit Checks | Herring Bank

What is Mobile Remote Deposit Capture (RDC)?

Mobile RDC turns your smartphone into a check scanner. Remote Deposit Capture (RDC) is a technology that allows businesses to deposit checks electronically without visiting a bank branch, enhancing convenience and efficiency in banking.

Definition and Functionality

Remote Deposit Capture enables business customers to deposit checks by capturing images of the checks and submitting them electronically to their bank. This process eliminates the need for physical trips to the bank, allowing deposits to be made through a personal scanner.

Why use it?:

Fast and convenient: No more visits to the branch—deposit checks anytime, anywhere.

Quicker access to funds: Mobile deposits clear 2–3 days faster than in-person deposits.

Secure: Built-in protections like duplicate detection and MICR line validation ensure safety.

How to get started:

  1. Download the Herring Bank app on iOS or Android
  2. Snap photos of both sides of your check
  3. Confirm and submit—easy as that

Need help? Call us anytime at 866‑348‑3435.

Step-by-Step: Making a Remote Deposit:

  1. Log in with your merchant number, username, and password (case sensitive)
  2. Complete Duo verification to access your RDC dashboard
  3. Click the green plus icon to start a new deposit
  4. Enter:
    • A name for the deposit (e.g. your business or a custom label)
    • Your site location (if applicable)
    • The account number for the deposit
    • The item count (number of checks)
    • The total amount of all checks
  5. Load checks into the scanner:
    • Feed up to 50 at a time
    • For larger batches, insert more behind the first group while scanning
    • Don’t overload or force documents—clear the exit pocket frequently to avoid jams
  6. Click Next, then Start Scanning
  7. Once all items are scanned, click Stop Scanning and close the pop-up
  8. Review the scanned items:
    • Make any necessary edits (e.g. if a check amount was missed)
  9. Click Next, then Deposit
  10. You’ll see a confirmation message once the deposit is complete
  11. Your deposit will appear as approved and accessible for review for the next 5 days