Use our experience to find your best loan option
We pride ourselves on listening to our customers instead forcing them through an in-personal DIY algorithm based system. We’d be happy to help you with…
- New vehicle loans up to 72 month term
- Used vehicles up to 60 month term
- Commercial vehicle loans
- Less than perfect credit is okay
I have done business in the past buying two pickups with Herring Bank and it was amazing. I’m about to do business with them again.
customer since 2018
Start your auto buying adventure the right way.
You might be wondering about…
How do I apply for an auto loan?
The first step, you will need to complete an application. Contact us and we can email you an application along with a checklist of items needed to get you a quick turn on your loan request.
What type of information do you collect when I apply for an auto loan?
You will need a government issued photo ID (Driver’s License, ID card, Passport for each borrower, etc…).
You’ll need to provide a proof of income. Usually the last 30 days paystubs for each borrower works. If they are self-employed or retired this becomes more complicated.
The quote for the vehicle or a ballpark of what you’d like to spend.
How soon will I receive a decision after I submit my loan application?
If you’re prepared, and have all the information we need, we can do a pre-approval in less than 30 minutes.
When should I get pre-approved?
It’s recommended to get pre-approved up to 30 days prior to buying your new car.
Tip: Don’t let a dealer send your loan application to 10 + lenders that will all hit your credit. If you shop at more than one delear this can really impact your credit score and may have an adverse effect on your loan rate.
We also offer financing for RVs, Motorcycles, ATVs, boats, and more…
Find the payment that fits your budget from local loan experts
Whether it’s for the purcahse of a new or used vehicle, or if you’re looking to refianance an existing auto loan, we pride ourselves on listening to our customers to deliver the best loan for their financial goals.