Moving is expensive and the rising interest rates aren’t helping anyone.

Start your mortgage loan off with an opening rate that is 1% lower for the first year.

Meaning, if your qualified mortgage rate is 6%, then your rate will be 5% for the first year and 6% for the remaining term of your loan. It’s our way of helping you with all those extra first year expenses.

30-year fixed conventional
30-year fixed VA
30-year fixed FHA

A personal experience with a community lender

Home loans with a one percent lower opening rate
You can call us directly

We’re not hidden behind a complicated phone system or round-robin your call through a labyrinth of call-center reps. You get our direct line.

Home loans with a one percent lower opening rate
A helping hand from start to finish

How much can I afford? When do I make an offer? What happens if…? You have questions. We have the answers. We’ll guide you through the entire process.

Home loans with a one percent lower opening rate
We’re local and know the local market

Not all mortgages are a one-size fit’s all. We’re trained and up-to date on the ever changing industry and how those changes relate to your community.

Home loans with a one percent lower opening rate
Home loans with a one percent lower opening rate
Home loans with a one percent lower opening rate