Home searches often take much longer than expected

The lock-and-shop program gives you plenty of time to find a home, negotiate a price, get inspections and appraisals, and close the loan without worrying about rising interest rates during that time.

A personal experience with a community lender

Home loans for first time home buyers in West Texas
You can call us directly

We’re not hidden behind a complicated phone system or round-robin your call through a labyrinth of call-center reps. You get our direct line.

Home loans for first time home buyers in West Texas
A helping hand from start to finish

How much can I afford? When do I make an offer? What happens if…? You have questions. We have the answers. We’ll guide you through the entire process.

Home loans for first time home buyers in West Texas
We’re local and know the local market

Not all mortgages are a one-size fit’s all. We’re trained and up-to date on the ever changing industry and how those changes relate to your community.

Home loans for first time home buyers in West Texas
Home loans for first time home buyers in West Texas
Home loans for first time home buyers in West Texas