Home searches often take much longer than expected

The lock-and-shop program gives you plenty of time to find a home, negotiate a price, get inspections and appraisals, and close the loan without worrying about rising interest rates during that time.

A personal experience with a community lender

Home loans for first time home buyers in West Texas | Herring Bank
You can call us directly

We’re not hidden behind a complicated phone system or round-robin your call through a labyrinth of call-center reps. You get our direct line.

Home loans for first time home buyers in West Texas | Herring Bank
A helping hand from start to finish

How much can I afford? When do I make an offer? What happens if…? You have questions. We have the answers. We’ll guide you through the entire process.

Home loans for first time home buyers in West Texas | Herring Bank
We’re local and know the local market

Not all mortgages are a one-size fit’s all. We’re trained and up-to date on the ever changing industry and how those changes relate to your community.

Home loans for first time home buyers in West Texas | Herring Bank
Home loans for first time home buyers in West Texas | Herring Bank
Home loans for first time home buyers in West Texas | Herring Bank