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Herring Bank Online > Privacy

Your Privacy is Important to Us

If you have any questions, please contact Herring Bank.

When you do business with Herring Bank, you provide important information about yourself. You're asked to provide us with certain personal information that helps us give you better service and complete your transactions more efficiently.

It is very important that we safeguard the information you give us. We have developed policies to ensure your records remain confidential. These policies detail the strict standards we have in place.

Notice of Your Financial Privacy Rights

This is our privacy notice for our customers. All of our consumer customers who have a continuing relationship with us, such as

  • Deposit account
  • Loan account
  • Credit card
  • Safe deposit box
  • Home mortgage
  • Insurance
  • Trust
Privacy

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us.

A nonaffiliated third party is a company that is not an affiliate of ours.

The Information We Collect

We collect nonpublic personal information about you from the following sources:
  • Information we receive from you on applications and other forms.
  • Information about your transactions with us.
  • Information about your transactions with our affiliates.
  • Information about your transactions with nonaffiliated third parties.
  • Information from a consumer reporting agency.
The Information We Disclose About You

We do NOT disclose any nonpublic personal information about you to anyone, except as permitted by law.

Parties to Whom We Disclose Information

We may disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

Disclosure to Service Providers & Joint Marketers

We may disclose all of the information we collect as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreement as permitted by law.

Confidentiality of Nonpublic Personal Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Nonpublic Personal Information & Former Customers

We do not disclose nonpublic personal information about former customers, except as permitted by law.

Charter Information

Herring Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Herring Bank should contact the Texas Department of Banking.

Consumers may file complaints with the Texas Department of Banking by contacting the Department through one of the means indicated below:

In Person or U.S. Mail to: Texas Department of Banking; 2601 North Lamar Boulevard; Suite 300; Austin, Texas 78705-4294; telephone 1-877-276-5554 (toll free); fax 512-475-1313; e-mail consumer.complaints@banking.state.tx.us [This link will open your default email application]. Web address:www.banking.state.tx.us.

© 2006 Herring Bank

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